Maryam Nawaz Loan Scheme – Unlock Powerful Business Growth!

Maryam Nawaz Loan Scheme

Chief Minister Punjab, Maryam Nawaz, has introduced the Aasaan Karobar Loan Scheme, an innovative interest-free loan program aimed at empowering small business owners and aspiring entrepreneurs. This scheme offers financial support with loans ranging from PKR 100,000 to PKR 30 million, featuring flexible repayment plans over a period of three to four years. The initiative seeks to drive economic growth by ensuring easy access to financial resources for businesses across Punjab.

وزیر اعلیٰ پنجاب مریم نواز نے آسان کاروبار لون اسکیم متعارف کرائی ہے، جو ایک انقلابی بغیر سود قرضہ اسکیم ہے، جس کا مقصد نئے کاروباری افراد اور چھوٹے کاروباری مالکان کی مدد کرنا ہے۔ اس اسکیم کے تحت افراد 1 لاکھ روپے سے 3 کروڑ روپے تک کے قرض حاصل کر سکتے ہیں، جن کی ادائیگی 3 سے 4 سال کے آسان اقساط میں کی جا سکتی ہے۔ یہ اقدام پنجاب بھر میں کاروباری ترقی کو فروغ دینے کے لیے مالی مدد کو قابلِ رسائی بنانے کے لیے اٹھایا گیا ہے

This guide will provide you with a step-by-step overview of the application process, necessary documents, eligibility requirements, and the latest updates on applying for the Maryam Nawaz Loan Scheme 2025, all from the convenience of your home.

Types of Loans Available

The Aasaan Karobar Card provides financial assistance through two categories of interest-free loans, designed to support individuals in starting or expanding their businesses across Punjab.

1. Small Business Loan

This category offers loans ranging from PKR 100,000 to PKR 1,000,000, making it ideal for entrepreneurs looking to launch a startup or scale up their small businesses. The flexible repayment plan ensures ease of financial management for borrowers.

2. Large Business Loan

For those planning to expand an existing business or invest in a larger venture, this category provides loans between PKR 1,000,000 and PKR 30,000,000. This substantial financial support enables business owners to upgrade infrastructure, invest in equipment, and enhance operational capacity without worrying about interest payments.

Both loan categories under the Aasaan Karobar Card are completely interest-free, ensuring that financial assistance is accessible and stress-free. This initiative aims to foster entrepreneurship, create job opportunities, and boost economic growth across Punjab.

Eligibility Criteria

To be eligible for this interest-free loan scheme, applicants must meet the following requirements:

✅ Residency: Must be a Pakistani citizen currently residing in Punjab.
✅ Identification: Possess a valid Computerized National Identity Card (CNIC) registered with NADRA.
✅ Age Limit: Applicants should be between 21 and 57 years old.
✅ Business Requirement: Must have an existing business or a well-defined business plan within Punjab.
✅ Application Limit: Only one loan application is allowed per individual or business entity.

This initiative ensures that financial support is provided to deserving entrepreneurs, helping them establish or grow their businesses in Punjab.

Step-by-Step Guide to Apply

You can apply for the Aasaan Karobar Loan online from the comfort of your home without visiting any office. Follow these simple steps:

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Step 1: Visit the Official Website

🔹 Open Google and search for Aasaan Karobar Card.
🔹 Click on the official website link from the search results.

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Step 2: Register Yourself

🔹 Click on the “Apply for Aasaan Karobar Card” option.
🔹 Carefully read the provided instructions before proceeding.
🔹 Ensure you have a CNIC-registered mobile number for verification.

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Step 3: Fill in Personal Details

🔹 Enter your full name (as per CNIC).
🔹 Provide your father’s or husband’s name (for female applicants).
🔹 Input your CNIC number, date of birth, and CNIC issuance & expiry date.
🔹 Select your mobile network and enter your registered phone number.
🔹 Create a strong password and click Register.

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Step 4: Log in to Your Account

🔹 Use your CNIC number and password to log in.
🔹 Navigate to the application portal to proceed further.

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Step 5: Provide Business Details

🔹 Select your business type (Proprietorship, Partnership, or Private Limited Company).
🔹 Enter your business location (Division, District, City, Tehsil).
🔹 Specify the ownership status of your business property (rented, owned, or family-owned).
🔹 Indicate the number of dependents you support.
🔹 Provide details about your education level and professional experience.

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Step 6: Loan Amount & Purpose

🔹 Choose the loan amount required (PKR 100,000 to PKR 10,000,000).
🔹 Mention the purpose of the loan (e.g., business expansion, equipment purchase, or working capital).

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Step 7: Upload Required Documents

To complete your application, upload the following documents:
✅ Front and back scan of your CNIC
✅ Business registration certificate (if applicable)
✅ Proof of residence (utility bill or rental agreement)
✅ Business account statement (last 1-2 years, if applicable)
✅ Tax registration number (if applicable)
✅ Any other supporting business documents

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Step 8: Submit and Verify OTP

🔹 After filling in all details, click Submit.
🔹 You will receive a One-Time Password (OTP) on your registered mobile number.
🔹 Enter the OTP for final verification.
🔹 Once verified, your application will be successfully submitted.

This simple and hassle-free online process ensures that aspiring entrepreneurs and business owners can apply for financial assistance quickly and efficiently.

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Loan Approval & Disbursement Process

✅ Application Review: Once submitted, your application will be carefully reviewed by the relevant authorities.

✅ Approval & Fund Transfer: If approved, the loan amount will be transferred to your business account within a few weeks.

✅ Confirmation Notification: You will receive an SMS notification confirming your loan approval and the disbursement schedule.

Important Notes

✅ Provide Accurate Information: Ensure all details in your application are correct to avoid rejection.

✅ One Application Per CNIC: Each applicant can submit only one application under this scheme.

✅ For Punjab Residents Only: This loan program is exclusively for residents of Punjab.

✅ Assistance Available: If you need help with the application process, you can visit designated banks or government offices facilitating this loan scheme.

Apply here

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Conclusion

The Maryam Nawaz Loan Scheme 2025, offered through the Aasaan Karobar Card, presents a fantastic opportunity for entrepreneurs in Punjab to start or expand their businesses. With its interest-free structure and flexible repayment options, this initiative provides essential financial support to help businesses thrive.

To make the most of this scheme, carefully follow the application steps, ensure that all required documents are accurate, and take advantage of this opportunity to achieve your entrepreneurial dreams.

For the latest updates, regularly visit the official website and stay informed about any changes in the application process.

✨ Wishing you success on your business journey! ✨

FAQ’s